/* ============================================
   SagaWealth.in — Main Stylesheet
   Design: Refined luxury advisory aesthetic
   ============================================ */

@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,400;0,600;0,700;1,400&family=DM+Sans:wght@300;400;500;600&display=swap');

:root {
  --navy: #0b1f3a;
  --navy-light: #132848;
  --teal: #0e7c6b;
  --teal-light: #12957f;
  --gold: #c5973a;
  --gold-light: #e2b76a;
  --cream: #f7f2ea;
  --cream-dark: #ede6d8;
  --white: #ffffff;
  --text-dark: #1a1a2e;
  --text-muted: #5a6070;
  --border: rgba(197,151,58,0.2);
  --shadow: 0 8px 40px rgba(11,31,58,0.12);
  --shadow-lg: 0 20px 60px rgba(11,31,58,0.18);
  --radius: 4px;
  --radius-lg: 12px;
  --transition: all 0.35s cubic-bezier(0.4,0,0.2,1);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'DM Sans', sans-serif;
  color: var(--text-dark);
  background: var(--cream);
  line-height: 1.6;
  overflow-x: hidden;
}

/* ---- TYPOGRAPHY ---- */
h1, h2, h3, h4 {
  font-family: 'Playfair Display', serif;
  line-height: 1.2;
  color: var(--navy);
}

h1 { font-size: clamp(2.4rem, 5vw, 4rem); font-weight: 700; }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.8rem); font-weight: 600; }
h3 { font-size: clamp(1.2rem, 2vw, 1.6rem); font-weight: 600; }
h4 { font-size: 1.1rem; font-weight: 600; }

p { color: var(--text-muted); line-height: 1.75; }
a { text-decoration: none; color: inherit; transition: var(--transition); }

.serif-italic { font-family: 'Playfair Display', serif; font-style: italic; color: var(--gold); }

/* ---- LAYOUT ---- */
.container { max-width: 1140px; margin: 0 auto; padding: 0 24px; }
.section { padding: 96px 0; }
.section--dark { background: var(--navy); }
.section--navy-light { background: var(--navy-light); }
.section--cream-dark { background: var(--cream-dark); }

.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

.text-center { text-align: center; }
.mb-8 { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-48 { margin-bottom: 48px; }
.mb-64 { margin-bottom: 64px; }

/* ---- LABEL ---- */
.label {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 16px;
}
.label::before { content: '—  '; }
.label::after { content: '  —'; }

/* ---- BUTTONS ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 15px 32px;
  font-family: 'DM Sans', sans-serif;
  font-size: 0.95rem;
  font-weight: 600;
  border-radius: var(--radius);
  cursor: pointer;
  border: none;
  transition: var(--transition);
  text-decoration: none;
}

.btn-primary {
  background: var(--gold);
  color: var(--navy);
}
.btn-primary:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(197,151,58,0.4);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border: 1.5px solid rgba(255,255,255,0.4);
}
.btn-outline:hover {
  border-color: var(--gold);
  color: var(--gold);
  transform: translateY(-2px);
}

.btn-dark {
  background: var(--navy);
  color: var(--white);
}
.btn-dark:hover {
  background: var(--navy-light);
  transform: translateY(-2px);
  box-shadow: var(--shadow);
}

.btn-wa {
  background: #25D366;
  color: var(--white);
}
.btn-wa:hover {
  background: #20b858;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(37,211,102,0.4);
}

/* ---- NAVIGATION ---- */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 0;
  transition: var(--transition);
}

.navbar.scrolled {
  background: rgba(11,31,58,0.97);
  backdrop-filter: blur(12px);
  box-shadow: 0 2px 20px rgba(0,0,0,0.3);
}

.navbar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
  padding: 0 24px;
  max-width: 1140px;
  margin: 0 auto;
}

.navbar__logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.navbar__logo-mark {
  width: 36px; height: 36px;
  background: var(--gold);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: 'Playfair Display', serif;
  font-weight: 700;
  color: var(--navy);
  font-size: 1rem;
}
.navbar__logo-text {
  font-family: 'Playfair Display', serif;
  font-weight: 700;
  color: var(--white);
  font-size: 1.15rem;
  letter-spacing: -0.01em;
}
.navbar__logo-text span { color: var(--gold); }

.navbar__nav {
  display: flex;
  align-items: center;
  gap: 8px;
  list-style: none;
}

.navbar__nav a {
  color: rgba(255,255,255,0.8);
  font-size: 0.9rem;
  font-weight: 500;
  padding: 8px 14px;
  border-radius: var(--radius);
  transition: var(--transition);
}
.navbar__nav a:hover, .navbar__nav a.active {
  color: var(--gold);
}

.navbar__cta {
  display: flex;
  align-items: center;
  gap: 12px;
}

.navbar__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
}
.navbar__hamburger span {
  width: 24px; height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}

/* Mobile nav */
.mobile-nav {
  display: none;
  position: fixed;
  top: 72px; left: 0; right: 0; bottom: 0;
  background: var(--navy);
  z-index: 999;
  flex-direction: column;
  padding: 32px 24px;
  gap: 8px;
  overflow-y: auto;
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
  color: rgba(255,255,255,0.85);
  font-size: 1.1rem;
  font-weight: 500;
  padding: 16px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.mobile-nav a:hover { color: var(--gold); }
.mobile-nav .btn { margin-top: 24px; justify-content: center; }

/* ---- HERO ---- */
.hero {
  min-height: 100vh;
  background: var(--navy);
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding-top: 72px;
}

.hero__bg {
  position: absolute;
  inset: 0;
  background-image: url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?w=1600&q=80');
  background-size: cover;
  background-position: center;
  opacity: 0.12;
}

.hero__grid-overlay {
  position: absolute;
  inset: 0;
  background-image: 
    linear-gradient(rgba(197,151,58,0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(197,151,58,0.05) 1px, transparent 1px);
  background-size: 60px 60px;
}

.hero__gradient {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(11,31,58,0.95) 0%, rgba(14,124,107,0.3) 100%);
}

.hero__content {
  position: relative;
  z-index: 2;
  max-width: 1140px;
  margin: 0 auto;
  padding: 80px 24px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  width: 100%;
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(197,151,58,0.15);
  border: 1px solid rgba(197,151,58,0.3);
  border-radius: 100px;
  padding: 6px 16px;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  color: var(--gold-light);
  text-transform: uppercase;
  margin-bottom: 28px;
}
.hero__badge::before {
  content: '';
  width: 8px; height: 8px;
  background: var(--gold);
  border-radius: 50%;
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(0.8); }
}

.hero__title { color: var(--white); margin-bottom: 24px; }
.hero__title .line2 { color: var(--gold); display: block; }

.hero__desc {
  color: rgba(255,255,255,0.7);
  font-size: 1.1rem;
  line-height: 1.8;
  margin-bottom: 40px;
  max-width: 480px;
}

.hero__actions { display: flex; gap: 16px; flex-wrap: wrap; }

.hero__stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-top: 56px;
}

.hero__stat {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  padding: 24px;
}
.hero__stat-number {
  font-family: 'Playfair Display', serif;
  font-size: 2rem;
  font-weight: 700;
  color: var(--gold);
  margin-bottom: 4px;
}
.hero__stat-label {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
}

.hero__visual {
  position: relative;
}

.hero__card {
  background: rgba(255,255,255,0.08);
  backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-lg);
  padding: 36px;
  position: relative;
}

.hero__card-title {
  font-family: 'Playfair Display', serif;
  font-size: 1.2rem;
  color: var(--white);
  margin-bottom: 24px;
}

.coverage-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.coverage-item:last-child { border-bottom: none; }

.coverage-item__name {
  display: flex;
  align-items: center;
  gap: 12px;
  color: rgba(255,255,255,0.85);
  font-size: 0.95rem;
}
.coverage-item__icon {
  width: 36px; height: 36px;
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
}

.coverage-item__badge {
  font-size: 0.78rem;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 100px;
}
.badge-green { background: rgba(37,211,102,0.15); color: #25D366; }
.badge-blue { background: rgba(96,165,250,0.15); color: #60a5fa; }
.badge-gold { background: rgba(197,151,58,0.15); color: var(--gold); }

/* ---- TRUST STRIP ---- */
.trust-strip {
  background: var(--gold);
  padding: 16px 24px;
}
.trust-strip__inner {
  max-width: 1140px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 48px;
  flex-wrap: wrap;
}
.trust-strip__item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy);
}

/* ---- SECTION HEADER ---- */
.section-header { margin-bottom: 56px; }
.section-header p {
  font-size: 1.05rem;
  max-width: 560px;
}
.section-header.text-center p { margin: 0 auto; }

/* ---- SERVICE CARDS ---- */
.service-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: var(--transition);
  border: 1px solid transparent;
}
.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--border);
}

.service-card__img {
  width: 100%;
  height: 220px;
  object-fit: cover;
  display: block;
}

.service-card__body {
  padding: 32px;
}

.service-card__icon {
  width: 52px; height: 52px;
  background: linear-gradient(135deg, var(--navy), var(--teal));
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 20px;
  box-shadow: 0 4px 16px rgba(11,31,58,0.2);
}

.service-card h3 { margin-bottom: 12px; color: var(--navy); }
.service-card p { font-size: 0.95rem; margin-bottom: 24px; }

.service-card__link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--teal);
  font-weight: 600;
  font-size: 0.9rem;
}
.service-card__link:hover { gap: 12px; color: var(--gold); }

/* ---- WHY CHOOSE US ---- */
.why-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.why-item {
  display: flex;
  gap: 20px;
  padding: 28px;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius-lg);
  transition: var(--transition);
}
.why-item:hover {
  background: rgba(255,255,255,0.07);
  border-color: var(--border);
}

.why-item__icon {
  width: 48px; height: 48px;
  min-width: 48px;
  background: rgba(197,151,58,0.12);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem;
}

.why-item__title {
  font-family: 'Playfair Display', serif;
  font-size: 1.05rem;
  color: var(--white);
  margin-bottom: 6px;
}
.why-item__desc { font-size: 0.9rem; color: rgba(255,255,255,0.55); line-height: 1.6; }

/* ---- TESTIMONIALS ---- */
.testimonial-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px;
  box-shadow: var(--shadow);
  border: 1px solid var(--cream-dark);
  position: relative;
}
.testimonial-card::before {
  content: '"';
  position: absolute;
  top: 20px; right: 28px;
  font-family: 'Playfair Display', serif;
  font-size: 5rem;
  color: var(--cream-dark);
  line-height: 1;
}

.testimonial-card__stars {
  color: var(--gold);
  font-size: 1rem;
  margin-bottom: 16px;
  letter-spacing: 2px;
}
.testimonial-card__text {
  font-size: 0.98rem;
  line-height: 1.75;
  margin-bottom: 24px;
  color: var(--text-dark);
}
.testimonial-card__author {
  display: flex;
  align-items: center;
  gap: 14px;
}
.testimonial-card__avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--teal));
  display: flex; align-items: center; justify-content: center;
  color: var(--white);
  font-weight: 700;
  font-size: 0.9rem;
}
.testimonial-card__name { font-weight: 600; font-size: 0.95rem; color: var(--navy); }
.testimonial-card__role { font-size: 0.82rem; color: var(--text-muted); }

/* ---- FAQ ---- */
.faq-item {
  border-bottom: 1px solid var(--border);
  overflow: hidden;
}
.faq-item:first-child { border-top: 1px solid var(--border); }

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 24px 0;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  font-family: 'Playfair Display', serif;
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--navy);
  gap: 16px;
}
.faq-question:hover { color: var(--teal); }

.faq-icon {
  width: 28px; height: 28px; min-width: 28px;
  border-radius: 50%;
  background: var(--cream-dark);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem;
  color: var(--teal);
  transition: var(--transition);
}
.faq-item.open .faq-icon { transform: rotate(45deg); background: var(--teal); color: var(--white); }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease;
}
.faq-answer p {
  padding: 0 0 24px 0;
  font-size: 0.97rem;
  line-height: 1.8;
}
.faq-item.open .faq-answer { max-height: 300px; }

/* ---- CTA SECTION ---- */
.cta-section {
  background: linear-gradient(135deg, var(--navy) 0%, var(--teal) 100%);
  padding: 96px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(197,151,58,0.12) 1px, transparent 1px);
  background-size: 32px 32px;
}

.cta-section h2, .cta-section p { color: var(--white); }
.cta-section p { opacity: 0.8; font-size: 1.1rem; max-width: 520px; margin: 16px auto 40px; }

.cta-actions { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; position: relative; z-index: 1; }

/* ---- FOOTER ---- */
.footer {
  background: #060e1a;
  padding: 72px 0 0;
  color: rgba(255,255,255,0.6);
}

.footer__grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 48px;
  margin-bottom: 56px;
}

.footer__brand p { font-size: 0.9rem; line-height: 1.75; margin: 16px 0 24px; max-width: 280px; }

.footer__heading {
  font-family: 'Playfair Display', serif;
  color: var(--white);
  font-size: 1rem;
  margin-bottom: 20px;
}

.footer__links { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer__links a { font-size: 0.9rem; color: rgba(255,255,255,0.55); transition: var(--transition); }
.footer__links a:hover { color: var(--gold); padding-left: 4px; }

.footer__contact-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 16px;
  font-size: 0.9rem;
}
.footer__contact-icon { font-size: 1rem; margin-top: 2px; }
.footer__contact-item a { color: rgba(255,255,255,0.55); }
.footer__contact-item a:hover { color: var(--gold); }

.footer__bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 24px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.82rem;
  flex-wrap: wrap;
  gap: 12px;
}
.footer__bottom-links { display: flex; gap: 24px; }
.footer__bottom-links a { color: rgba(255,255,255,0.4); }
.footer__bottom-links a:hover { color: var(--gold); }

.footer__disclaimer {
  margin-top: 24px;
  padding: 16px;
  background: rgba(255,255,255,0.04);
  border-radius: var(--radius);
  font-size: 0.78rem;
  color: rgba(255,255,255,0.35);
  line-height: 1.6;
  margin-bottom: 0;
}

/* ---- WHATSAPP FAB ---- */
.wa-fab {
  position: fixed;
  bottom: 28px;
  right: 28px;
  width: 58px;
  height: 58px;
  background: #25D366;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(37,211,102,0.5);
  z-index: 900;
  transition: var(--transition);
  animation: wa-bounce 3s infinite;
}
.wa-fab:hover {
  transform: scale(1.12);
  box-shadow: 0 6px 28px rgba(37,211,102,0.6);
  animation: none;
}
.wa-fab svg { width: 28px; height: 28px; fill: white; }

@keyframes wa-bounce {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-6px); }
}

/* ---- PAGE HERO (inner pages) ---- */
.page-hero {
  background: var(--navy);
  padding: 160px 0 80px;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: 
    linear-gradient(rgba(197,151,58,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(197,151,58,0.04) 1px, transparent 1px);
  background-size: 48px 48px;
}
.page-hero__content { position: relative; z-index: 1; }
.page-hero .label { display: block; }
.page-hero h1 { color: var(--white); margin-bottom: 20px; }
.page-hero p { color: rgba(255,255,255,0.7); font-size: 1.1rem; max-width: 580px; }

/* ---- FEATURE LIST ---- */
.feature-list { list-style: none; display: flex; flex-direction: column; gap: 14px; }
.feature-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.97rem;
  color: var(--text-muted);
}
.feature-list li::before {
  content: '✓';
  width: 22px;
  min-width: 22px;
  height: 22px;
  background: var(--teal);
  color: white;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  font-weight: 700;
  margin-top: 2px;
}

/* ---- PLAN CARDS ---- */
.plan-card {
  background: var(--white);
  border: 2px solid var(--cream-dark);
  border-radius: var(--radius-lg);
  padding: 36px;
  transition: var(--transition);
}
.plan-card:hover, .plan-card.featured {
  border-color: var(--gold);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}
.plan-card.featured {
  background: var(--navy);
  position: relative;
}
.plan-card.featured h3, .plan-card.featured p { color: var(--white); }
.plan-card.featured .feature-list li { color: rgba(255,255,255,0.7); }
.plan-card.featured .feature-list li::before { background: var(--gold); }
.plan-badge {
  position: absolute;
  top: -12px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--gold);
  color: var(--navy);
  font-size: 0.75rem;
  font-weight: 700;
  padding: 4px 16px;
  border-radius: 100px;
  white-space: nowrap;
}
.plan-card__type {
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--teal);
  margin-bottom: 8px;
}
.plan-card h3 { margin-bottom: 12px; }
.plan-card p { font-size: 0.9rem; margin-bottom: 24px; }
.plan-card .feature-list { margin-bottom: 32px; }

/* ---- CONTACT FORM ---- */
.contact-form {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 48px;
  box-shadow: var(--shadow-lg);
}

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 20px;
}
.form-group label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: 0.02em;
}
.form-group input,
.form-group select,
.form-group textarea {
  padding: 14px 16px;
  border: 1.5px solid var(--cream-dark);
  border-radius: var(--radius);
  font-family: 'DM Sans', sans-serif;
  font-size: 0.95rem;
  color: var(--text-dark);
  background: var(--cream);
  transition: var(--transition);
  outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--teal);
  background: var(--white);
  box-shadow: 0 0 0 3px rgba(14,124,107,0.1);
}
.form-group textarea { resize: vertical; min-height: 120px; }

/* ---- BLOG ---- */
.blog-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: var(--transition);
}
.blog-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.blog-card__img { width: 100%; height: 200px; object-fit: cover; display: block; }
.blog-card__body { padding: 28px; }
.blog-card__tag {
  display: inline-block;
  background: rgba(14,124,107,0.1);
  color: var(--teal);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 100px;
  margin-bottom: 12px;
}
.blog-card__title {
  font-family: 'Playfair Display', serif;
  font-size: 1.1rem;
  color: var(--navy);
  margin-bottom: 12px;
  line-height: 1.4;
}
.blog-card__title:hover { color: var(--teal); }
.blog-card p { font-size: 0.9rem; margin-bottom: 20px; }
.blog-card__meta { display: flex; align-items: center; justify-content: space-between; font-size: 0.82rem; color: var(--text-muted); }

/* ---- ANIMATIONS ---- */
.fade-up {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ---- RESPONSIVE ---- */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer__grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .section { padding: 64px 0; }
  .grid-2 { grid-template-columns: 1fr; gap: 40px; }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr; }
  .hero__content { grid-template-columns: 1fr; gap: 48px; padding: 60px 24px; }
  .hero__visual { display: none; }
  .hero__stats { grid-template-columns: 1fr 1fr; }
  .why-grid { grid-template-columns: 1fr; }
  .navbar__nav, .navbar__cta { display: none; }
  .navbar__hamburger { display: flex; }
  .footer__grid { grid-template-columns: 1fr; gap: 32px; }
  .footer__bottom { flex-direction: column; text-align: center; }
  .trust-strip__inner { gap: 24px; }
  .form-row { grid-template-columns: 1fr; }
  .contact-form { padding: 28px; }
  .cta-section { padding: 64px 0; }
  .page-hero { padding: 120px 0 64px; }
}