Knowledge Base

Insurance Guides &
Smart Money Tips

Practical guides on life, health, and motor insurance written for the Vasai-Virar community. No jargon, just clarity.

Term life insurance guide
Life Insurance

How Much Term Insurance Do You Really Need in 2026?

A common thumb rule says 10x your annual income. But that's oversimplified. Here's a proper calculation for families across India considering their home loan, education costs, and inflation.

📅 March 2026 · ⏱ 6 min read
Recent Articles

Latest from the
SagaWealth Blog

Health insurance family
Health Insurance

If you have dependents, this decision can save or cost you lakhs at claim time. We break it down simply.

Feb 2026 · 5 min Read →
Motor insurance
Motor Insurance

Mumbai rains, potholes on the highway — here's why zero dep pays off for most car owners in this region.

Jan 2026 · 4 min Read →
Insurance planning
Planning

A new chapter means new responsibilities. Here are the 5 insurance steps every couple should take in year one.

Jan 2026 · 7 min Read →
Senior citizen health
Health Insurance

Coverage for parents above 60 is tricky — pre-existing conditions, premium loading, waiting periods. Here's what to look for.

Dec 2025 · 6 min Read →
Business insurance
Business

No employer group insurance. No EPF protection. Here's how to build your own financial safety net as a business owner.

Dec 2025 · 5 min Read →
Tax savings
Tax & Finance

Life and health insurance together can save you up to ₹75,000 in taxable income every year. Here's how to maximise this.

Nov 2025 · 5 min Read →
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